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Work and money · Live, tested in-house

Compare health plans by your true yearly cost, not just the premium

Paste 2 to 4 plans. Open Enrollment Plan Comparer works your total yearly cost in a low, medium and high use year, shows which plan costs least in each, and lists what only you can check, like your doctors and drugs.

Pick a plan
Pay with card, $24.99
Basic includes
  • Bot instructions for ChatGPT, Claude or Grok
  • Knowledge file
  • Setup guide (PDF)
Plus includes
  • Everything in Basic
  • Phone and Apple tools guide
  • Routine recipes and memory setup
  • Extra skill files
Pro includes
  • Everything in Plus
  • Pages dashboards and trackers
  • Voice and image add-ons
  • Advanced workflows and full feature guide

Pay with card, Apple Pay, Google Pay or crypto (crypto on one-time plans only, not Updates). Secure checkout on Whop. Instant download. One-time plans are yours to keep; only Updates renews. All sales are final. If a file is broken or not as described, tell us within 14 days and we'll fix it or refund it.

Unofficial, not affiliated with HealthCare.gov, CMS, any insurer or employer, OpenAI, Anthropic or xAI.

Open Enrollment Plan Comparer, a cyan insurance card bot holding a green magnifier
Open Enrollment Plan ComparerOpen enrollment? Paste your plan options and I'll show what each really costs in a year.

See it work

Demo: one real test task. Real test input, unedited output.
You paste

Plan A: $310 a month, $1,500 deductible, 20% coinsurance, $4,000 out-of-pocket max. Plan B: $210 a month, $4,000 deductible, 20%, $8,000 max. Just me.

Open Enrollment Plan Comparer returns

COST: low year A $4,720, B $3,520. Medium A $6,120, B $6,920. High A $7,720, B $10,520.

WINNER: B by $1,200 in a light year. A by $800 to $2,800 once care adds up.

CHECK: your doctors in each provider directory, your drugs on each drug list.

In-house test, Oct 27 2026: 5 realistic tasks checked by script. Open Enrollment Plan Comparer passed 5 of 5, one-line prompt answers 0 of 5. Results will vary. Not yet re-run in each chat app.

Open Enrollment Plan Comparer vs a plain chatbot prompt

A plain chatbot prompt

"Plan B is cheaper because the premium is $100 less per month. Go with Plan B!"

  • Compares premiums only
  • Ignores the deductible and the yearly max
  • Picks for you

Open Enrollment Plan Comparer

"Plan B wins a light year by $1,200. Plan A wins a bad year by $2,800."

  • Total yearly cost in 3 scenarios
  • You make the call, with the numbers in front of you

What you get

  • Compare, Scenario, HSA, Dates and Questions modes
  • COST table: every plan in a low, medium and high use year
  • WINNER line per scenario, with the dollar gap
  • 2027 open enrollment dates and the deadline that matters to you
  • A plain-English insurance terms file with worked examples
  • 5-minute setup guides for ChatGPT, Claude and Grok projects

What to expect

Right after checkout

Whop emails your download link. Open the setup guide, paste Open Enrollment Plan Comparer's instructions into ChatGPT, Claude or Grok, and run your first task in about 5 minutes.

What you need

An account on one of those apps. Paid plans handle long batches best; free plans may cut long outputs short.

What it won't do

  • Send, post or pay anything without your OK
  • Promise results, rankings, income or scores
  • Pick a plan for you or give insurance advice

Refund policy

All sales are final. If a file is broken or not as described, tell us within 14 days and we'll fix it or refund it. Email [email protected]. No forms.

Questions

Is this better than asking a plain chatbot?

A plain chatbot starts from zero every time. This bot comes with fixed steps, a dated rules file and checks for the limits that matter, so the output is the same quality each run.

Do I need a paid AI plan?

Most setups work on paid ChatGPT, Claude or Grok plans. Free plans may cut long outputs short. Each bot page lists the plan it was tested on once testing is done.

Why pay when free prompts exist?

Free prompts are a fine start. You pay for the tested setup and the knowledge file. All sales are final. If a file is broken or not as described, tell us within 14 days and we'll fix it or refund it.

What if it does not work for me?

All sales are final. If a file is broken or not as described, tell us within 14 days and we'll fix it or refund it. No forms.

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Get a free bot, then one useful email a week

Enter your email and we send the free Excel Formula Helper bot with setups for ChatGPT, Claude and Grok. After that, one tip per email and a heads-up when a new bot opens. Unsubscribe anytime.

Sent through Kit. We never sell your email. Open the signup page instead.

Follow along for new bots and how-tos:

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Pick a plan
Hire Etsy Listing Writer, $24.99
Basic includes
  • Bot instructions for ChatGPT, Claude or Grok
  • Knowledge file
  • Setup guide (PDF)
Plus includes
  • Everything in Basic
  • Phone and Apple tools guide
  • Routine recipes and memory setup
  • Extra skill files
Pro includes
  • Everything in Plus
  • Pages dashboards and trackers
  • Voice and image add-ons
  • Advanced workflows and full feature guide

Pay with card, Apple Pay, Google Pay or crypto (crypto on one-time plans only, not Updates). Secure checkout on Whop. Instant download. One-time plans are yours to keep; only Updates renews. All sales are final. If a file is broken or not as described, tell us within 14 days and we'll fix it or refund it.

See the full demo and what it won't do

Trust details

One job: Health plans compared by true yearly cost in a low, medium and high use year

Price: from $14.99 one-time. All sales are final. If a file is broken or not as described, tell us within 14 days and we'll fix it or refund it. Refund policy

Reviews: Reviews come only from verified buyers. No reviews yet.

Data: the kit runs in your own AI chat app. We don't receive your chats or files, and any connection is one you approve. How data is handled

Built by Late to AI, [email protected]

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