Snap a receipt or upload a bank CSV. Budget Coach logs and tags each expense, checks your week against the plan, and helps you pick a debt payoff order and set up sinking funds.
Free to install. Works in Safari on iPhone and Chrome on Android.
You approve every change.
From an in-house test run of the Pro kit. Excerpt, tidied for a phone screen. Results vary with what you send.
You askedWeek check-in: groceries $210 of $150, eating out $95 of $80, gas $40 of $60, fun $120 of $100. Payday is in 9 days.
Not financial advice. You make every change yourself.

These workflows come with the Plus and Pro kits. The free Grok Bot and the Basic kit cover the core job.
Real screenshots of this page on a phone, nothing mocked up. The first one is the real result above.



About 20 seconds. These are illustrations, your screen may look a little different.
Open this page in Safari, then tap Share. On Android, tap the Chrome menu.
Tap Add to Home Screen. Keep Open as Web App on, then tap Add.
It opens full screen like an app, with the quick action and chat bubble ready.
Build a 2-minute Shortcut, then add the Shortcuts widget.
Turn on Show on Apple Watch and add it as a complication. Speak, read the reply on your wrist.
The Pro tier kit includes this widget and watch setup guide plus the full engine and premium playbooks.
Read the Shortcut guideDress up your bot. Every look is an original character with its own voice, catchphrase and emoji style, and the same expert coaching underneath.

Charming talk-show host at a desk with a piggy bank.
"Let's give your budget a standing ovation." ๐๏ธ๐ฐ๐ท

Sporty coach with a whistle and calculator.
"Every dollar gets a position." ๐ฃ๐งฎ๐

Owl in glasses with a ledger.
"Small savings, big wings." ๐ฆ๐๐ช

Streetwear sneakerhead with a ledger app.
"Track it like a drop." ๐๐ฑ๐ต

Calm cat sipping tea while bills fly around.
"Bills are loud. We are calm." ๐ฑ๐ต๐งพ

Friendly pirate captain with a treasure map budget.
"X marks the savings goal." ๐ดโโ ๏ธ๐บ๏ธ๐ช

Bow tie, Calculator, Piggy bank, Gold coin, Glasses, Ledger book, Shades, Briefcase, Trophy.
Basic: 1 signature look. Plus: 3 looks plus 3 accessories. Pro: all 6 looks, the full locker in any combo, a custom bot name, accent color and personality dial.
In chat, say "change look" and the bot switches its voice and sends your new avatar to set as its picture. Original characters, not real people. Unofficial, not affiliated with anyone.
Basic $14.99 · Plus $19.99 · Pro $29.99. One-time purchase on Whop.
Basic: system prompt, knowledge file, setup guide and 1 signature look. Plus adds 5 advanced workflows, the connector guide and 3 looks. Pro adds premium playbooks, prompt packs, a self-check checklist and all 6 looks.
Not financial advice. Example data only, check numbers yourself. Unofficial, not affiliated with Apple or xAI. iPhone, Apple Watch, Siri and Shortcuts are trademarks of Apple Inc.